March 26, 2020

Can Bankruptcy Solve Home Mortgage Problems?

Home mortgage problems often lead to default and foreclosure of the property the individual is attempting to purchase. While bankruptcy may be the last resort to solve any financial difficulty, some homeowners seek this process […]
July 16, 2019

Home Buying Agent vs. Real Estate Attorney

Purchasing a home will likely be the largest and most significant transaction of your life, which is why many people choose to hire a real estate agent to assist in the search and negotiate on […]
July 11, 2019

8 Tips for Choosing A Foreclosure Attorney

8 tips for choosing a foreclosure attorney Many homeowners fight foreclosure by hiring lawyers to represent them. Read on for eight tips for finding and selecting a foreclosure defense attorney, and what to expect. HUD […]
July 11, 2019

When Should I Hire a Foreclosure Attorney?

When it comes to foreclosure, hiring an attorney early in the process helps ensure that you have more options available to you than what might be available later in the foreclosure process. For example, a […]
May 22, 2019

How Much Do We Need as a Down Payment to Buy a Home?

It can be confusing to understand the amount of money you’ll need for a down payment on a home because of the availability of different loan programs. Many people, anxious to buy their first home, […]
April 19, 2019

Why Millennials Prefer Adjustable Rate Mortgages

The 30-year fixed-rate mortgage has long been a tradition in the U.S., but for many Millennials buying homes, this old-hat loan product just won’t cut it anymore. Instead, this cohort is gravitating toward a historically […]
April 19, 2019

Loan Modification: Lower Your Payments and Avoid Foreclosure

Sometimes all you need is a little break when you find yourself struggling to make your mortgage payments. A loan modification program can provide relief by making permanent or temporary changes to your loan, such […]
April 19, 2019

What Is an Upside-Down Mortgage?

When you buy a home, you hope the value will appreciate over time so you’ll be able to build equity. Of course, it doesn’t always work out that way. Home values in neighborhoods can rise […]
February 12, 2019

5 Mortifying Reasons Mortgage Applications End Up in the ‘Reject’ Pile

Picture this nightmare: You apply for a mortgage, but your application gets rejected. Suddenly, you’re hit with an overwhelming wave of embarrassment, shock, and horror. It’s like having your credit card denied at the Shoprite. […]
September 20, 2018

5 Mortgage Misconceptions Set Straight

Looking for a home loan? Get your facts straight so you can proceed with confidence. Getting a mortgage can be a breeze or a slog, depending on what you know about the process. To get […]
September 20, 2018

Mortgage Cramming and Bankruptcy

A mortgage cramdown occurs through a bankruptcy process that strips the loan into two different sections with the secured loan acquired and the principle that is the same as the value of the property. The […]
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