• How Long Must You Wait to Purchase a Home after Filing Bankruptcy

    Filing for bankruptcy is no easy decision to make. For many, there is a sense of failure or loss. For others, it can be a clean start and an opportunity to start over. Let’s face it: financial education in this country is poor, and that’s putting it mildly! We learn by doing, and sometimes we […]

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  • Mortgage Cramming and Bankruptcy

    A mortgage cramdown occurs through a bankruptcy process that strips the loan into two different sections with the secured loan acquired and the principle that is the same as the value of the property. The other section is the unsecured loan that has a principle for the rest of the mortgage originally taken for the […]

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